{"id":397,"date":"2021-02-06T19:23:58","date_gmt":"2021-02-06T19:23:58","guid":{"rendered":"https:\/\/christiansenconsulting.dk\/?page_id=397"},"modified":"2022-01-26T14:59:13","modified_gmt":"2022-01-26T14:59:13","slug":"opstart-som-selvstaendig","status":"publish","type":"page","link":"https:\/\/christiansenconsulting.dk\/?page_id=397","title":{"rendered":"Opstart som selvst\u00e6ndig"},"content":{"rendered":"<p><span data-contrast=\"none\">Br\u00e6nder du for at g\u00e5 fra l\u00f8nmodtager til selvst\u00e6ndig erhvervsdrivende? S\u00e5 er det vigtigt, at du g\u00f8r dig nogle grundige overvejelser. Grundighed og god forberedelse g\u00f8r dig i stand til at bekr\u00e6fte eller afkr\u00e6fte, om din beslutning om at blive selvst\u00e6ndig holder vand.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Hvad kr\u00e6ver det at blive selvst\u00e6ndig? Hvem kan hj\u00e6lpe mig? Hvordan griber jeg det hele an?\u00a0T\u00f8r jeg springe ud i det?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">I opstartsfasen er der\u00a0god hj\u00e6lp at hente hos din lokale erhvervsforening:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Aabenraa:\u00a0<\/span><\/b><span data-contrast=\"none\">Business Aabenraa\u00a0<\/span><a href=\"https:\/\/businessaabenraa.com\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">https:\/\/businessaabenraa.com\/<\/span><\/a><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Haderslev:\u00a0<\/span><\/b><span data-contrast=\"none\">Haderslev Erhvervsr\u00e5d\u00a0<\/span><a href=\"https:\/\/www.her.dk\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">https:\/\/www.her.dk\/<\/span><\/a><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><b><span data-contrast=\"none\">T\u00f8nder<\/span><\/b><span data-contrast=\"none\">: T\u00f8nder erhvervsr\u00e5d\u00a0<\/span><a href=\"https:\/\/tondererhvervsraad.dk\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">https:\/\/tondererhvervsraad.dk\/<\/span><\/a><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" aria-setsize=\"-1\" data-aria-posinset=\"6\" data-aria-level=\"1\"><b><span data-contrast=\"none\">S\u00f8nderborg:\u00a0<\/span><\/b><span data-contrast=\"none\">S\u00f8nderborg Iv\u00e6rks\u00e6tter Service\u00a0<\/span><a href=\"https:\/\/sis.sonderborg.dk\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">https:\/\/sis.sonderborg.dk\/<\/span><\/a><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<\/ul>\n<h5><b><span data-contrast=\"none\">Forberedelse til dit f\u00f8rste bankm\u00f8de:<\/span><\/b><\/h5>\n<p><span data-contrast=\"none\">N\u00e5r du er fast besluttet p\u00e5 at ville starte egen virksomhed, er n\u00e6ste step et m\u00f8de med din bank. Din situation ser meget anderledes ud, n\u00e5r du g\u00e5r fra l\u00f8nmodtager til selvst\u00e6ndig. Den ser anderledes ud for dig personligt og for din \u00f8konomi.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Det er derfor din opgave at skabe tryghed hos din bankr\u00e5dgiver. Tryghed for at du har styr p\u00e5 din \u00f8konomi og p\u00e5 dit fremtidige virke som selvst\u00e6ndig. Det er yderst vigtigt at skabe denne tryghed hos din bankr\u00e5dgiver, fordi du nu g\u00e5r\u00a0fra at v\u00e6re l\u00f8nmodtager med fast stabil indt\u00e6gt og faste udgifter til at v\u00e6re selvst\u00e6ndig med svingende indt\u00e6gt og faste udgifter. Det er din opgave under bankm\u00f8det at overbevise din bankr\u00e5dgiver om, at du har styr p\u00e5 din virksomhed samt dine produkter, kunder, priser og markeder.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\"><strong>Som f\u00f8lge af ovenst\u00e5ende har jeg f\u00f8lgende fem gode r\u00e5d til det f\u00f8rste m\u00f8de med din bank:<\/strong><\/span><strong>\u00a0<\/strong><\/p>\n<ol>\n<li><span data-contrast=\"auto\">Book m\u00f8det i god tid: Du sikrer dig, din bankr\u00e5dgiver har tid og er forberedt<\/span><\/li>\n<li><span data-contrast=\"auto\">Aflever dokumenter i god tid: Sender du de n\u00f8dvendige dokumenter (se nedenfor) til din bankr\u00e5dgiver i god tid, har din r\u00e5dgiver god tid til at s\u00e6tte sig ind i tingene<\/span><\/li>\n<li><span data-contrast=\"auto\">V\u00e6r godt forberedt: Dette vil skabe tryghed hos din r\u00e5dgiver og du vil fremst\u00e5 trov\u00e6rdig<\/span><\/li>\n<li><span data-contrast=\"auto\">Fort\u00e6l om plan B: Din bankr\u00e5dgiver \u00f8nsker at vide, hvad dine planer er, hvis tingene ikke g\u00e5r som du forventer<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Lyt til din r\u00e5dgiver: V\u00e6r modtagelig overfor gode r\u00e5d og sparring<\/span><\/li>\n<\/ol>\n<p><span data-contrast=\"auto\"><strong>De n\u00f8dvendige dokumenter til din bank omfatter:<\/strong><\/span><strong>\u00a0<\/strong><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"8\" aria-setsize=\"-1\" data-aria-posinset=\"7\" data-aria-level=\"1\"><span data-contrast=\"auto\">Forretningsplan: Oplysninger om din virksomhed, virksomhedsbeskrivelse, produktbeskrivelse og kundepotentiale.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"8\" aria-setsize=\"-1\" data-aria-posinset=\"8\" data-aria-level=\"1\"><span data-contrast=\"auto\">Budgetter: Opstartsbudget, likviditetsbudget og driftsbudget<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"8\" aria-setsize=\"-1\" data-aria-posinset=\"9\" data-aria-level=\"1\"><span data-contrast=\"auto\">Personlige papirer: Hjemmebudget, \u00e5rsopg\u00f8relse, seneste 3 l\u00f8nsedler, pensions- og livsforsikringsoplysninger som kan hentes p\u00e5 pensionsinfo.dk og restg\u00e6ldsoplysninger p\u00e5 din g\u00e6ld.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"8\" aria-setsize=\"-1\" data-aria-posinset=\"10\" data-aria-level=\"1\"><span data-contrast=\"auto\">Husstanden: Banken har brug for personlige papirer p\u00e5 din \u00e6gtef\u00e6lde\/samlever<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"8\" aria-setsize=\"-1\" data-aria-posinset=\"11\" data-aria-level=\"1\"><span data-contrast=\"auto\">L\u00e5nebehov: En kassekredit, et bankl\u00e5n eller leasing<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"none\">Din bankr\u00e5dgiver\u00a0er en af dine vigtige samarbejdspartnere. Ved at v\u00e6re godt forberedt, levere de oplysninger banken har brug for og tage imod gode r\u00e5d, er du med til at skabe tilliden og bidrager til et konstruktivt samarbejde<\/span><span data-contrast=\"none\">.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p>Hvis du vil l\u00e6se om, hvordan Johan h\u00e5ndterede opstarten af Christiansen Consulting, kan du l\u00e6se mere\u00a0<a href=\"https:\/\/christiansenconsulting.dk\/?page_id=424\">her<\/a>.<\/p>\n<p>Har du brug for hj\u00e6lp og sparring\u00a0s\u00e5 t\u00f8v ikke med at kontakte os.\u00a0<\/p>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Br\u00e6nder du for at g\u00e5 fra l\u00f8nmodtager til selvst\u00e6ndig erhvervsdrivende? S\u00e5 er det vigtigt, at du g\u00f8r dig nogle grundige overvejelser. Grundighed og god forberedelse g\u00f8r dig i stand til at bekr\u00e6fte eller afkr\u00e6fte, om din beslutning om at blive selvst\u00e6ndig holder vand.\u00a0\u00a0 Hvad kr\u00e6ver det at blive selvst\u00e6ndig? Hvem kan hj\u00e6lpe mig? Hvordan griber &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/christiansenconsulting.dk\/?page_id=397\"> <span class=\"screen-reader-text\">Opstart som selvst\u00e6ndig<\/span> L\u00e6s mere &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":170,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-397","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/christiansenconsulting.dk\/index.php?rest_route=\/wp\/v2\/pages\/397"}],"collection":[{"href":"https:\/\/christiansenconsulting.dk\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/christiansenconsulting.dk\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/christiansenconsulting.dk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/christiansenconsulting.dk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=397"}],"version-history":[{"count":9,"href":"https:\/\/christiansenconsulting.dk\/index.php?rest_route=\/wp\/v2\/pages\/397\/revisions"}],"predecessor-version":[{"id":530,"href":"https:\/\/christiansenconsulting.dk\/index.php?rest_route=\/wp\/v2\/pages\/397\/revisions\/530"}],"up":[{"embeddable":true,"href":"https:\/\/christiansenconsulting.dk\/index.php?rest_route=\/wp\/v2\/pages\/170"}],"wp:attachment":[{"href":"https:\/\/christiansenconsulting.dk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=397"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}